Regions

Here's What You Need to Look For to Make Sure You're Not Being Scammed at the ATM

How to Compare Banks and Credit Unions When Looking for a New Financial Home

Let's say you're moving to a new community and thus need a new home for your banking and checking services, or let's say you're in a situation where you've

5 Things You Should Never Buy With Your Credit Card

Put that plastic away! For these six expenses, you’re better off leaving your credit card in your wallet.

Banks continue to ease mortgage lending standards, but it’s not helping

For the third quarter of 2018, banks reported easing their standards on most categories of residential real estate loans, even while experiencing weaker demand for the products overall.

6 Reasons Your Mortgage Was Rejected

The road to home ownership can be full of headaches and road blocks. Here are six things that can threaten your mortgage application.

The One Question Bankers Don't Want to Answer About Mortgages

When it comes to the mortgage process, there is one question—above all other questions—that sends a nervous tingling sensation up a banker’s spine.

Mortgage Broker vs. Direct Lender: Which One's Right For You?

When it comes to choosing a mortgage broker or direct lender, we’ll help you separate fact from fiction.

What Exactly is a ‘Stated’ Mortgage?

A stated mortgage used to be more common and at one time most of them completely vanished from the lending landscape. A ‘stated’ mortgage simply means the degree of verification the lender applies when reviewing a loan application. A stated loan is one where certain aspects of the information listed...

Repair The Home As Part of The Loan!

“What if the home of my dreams in the location I hope to live in needs repairs? What if my lender says I qualify for a loan, but the home I want does not.” This is a question I heard re…

How Will Lender Layoffs Affect my Mortgage?

Thousands of mortgage company employees have been laid off in 2013, but industry experts suggest that the impact will be minimal on borrowers.

FHA Loan: Basics and Requirements

An FHA loan is a mortgage insured by the Federal Housing Administration (FHA), designed for lower income borrowers unable to make a large down payment.

What You Need to Know About the Mortgage Process [INFOGRAPHIC]

Some Highlights:Many buyers are purchasing a home with a down payment as little as 3%.You may already qualify for a loan, even if you...

The bank's failure to comply is a defense to foreclosure!

Do you have a HUD or FHA Insured Mortgage? Take a look at your monthly mortgage payment. If you see a line every month that says, “FHA”, that means that every single month, you are making an insurance policy premium payment for FHA insurance. What does that insurance provide? It provides that banks MUST work …